Active vs passive investing. The debate over which is strategy is superior has raged on for what seems like an eternity. And even though passive investing, or indexing, has become so popular of late, millions…
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Annuities are incredibly popular instruments for retirement planning. They come in all shapes and sizes, and while having more options can be a good thing, it can also be very confusing. For that reason, fixed annuities are…
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Fundamental indexing, or “smart beta” is an investing buzz word you might have heard before. It’s an investment strategy similar to index investing, and was introduced about ten years ago. Since then the strategy has…
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Recently I had a client in his mid-60s ask me how much longer he’d be allowed to contribute to his IRA. My client was approaching retirement, but wasn’t planning on drawing from the account until…
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Roth IRAs have become one of the most popular ways to build retirement savings over the years. In fact, they’re so popular that thousands of people clamor every tax season to convert their traditional IRAs…
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I’ve mentioned this before: I’m a big baseball fan. I played baseball every single spring and summer for 25 consecutive years – ages 5 through 30. From little league all the way through college…
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Recently I had a client come into my office who was concerned about his and wife’s and his retirement. This client works at a company that sponsors a 401(k), but his wife works for the…
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A few years back, I had a friend approach me at a BBQ. He had some questions about how his financial advisor was managing his accounts. Friend: “Yeah, I just don’t know if this…
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Ever had a variable annuity pitched to you? Maybe you own one. They’re a popular way for many people to mix guaranteed retirement income with the growth potential of equities. But I’m guessing even if…
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Employee stock options can be a wonderful form of compensation. Unfortunately, far too many employees leave money on the table when managing them. Here are the top five mistakes you should strive to avoid: …
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