Recently I’ve had a few questions from clients and readers about what they should be looking out for now that we have a new president in office. As you know, Mr. Trump has had a pretty…
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How the Trump Presidency Could Affect Your Finances
The Role of Insurance in the Pursuit of Financial Independence
Executive Summary: There are many unfortunate things that can happen to us that risk our pursuit of financial independence. Some of them we can manage & control, others we can’t. For the “stuff” out there…
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Social Security Reform Under a Trump Presidency
With Donald Trump now in office, there are a lot of people approaching retirement who are concerned about the state of Social Security. With Mr. Trump initiating drastic reforms in other areas of the government, the…
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Money-Centered vs. Happiness-Centered Living
Today’s post is going to fall a little more on the abstract side of the spectrum. To date, most of the posts you’ll find on Above the Canopy are somewhat technical, and oriented toward achieving financial…
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What Will Healthcare Cost in Retirement?
Planning for retirement takes careful preparation and a decent idea of what your budget will be once you stop working. This can be a pretty scary process with so many unknown variables. How much will…
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401(k) Auto Rollovers: A Convenient Safe Harbor for Small Business Retirement Plans
OK – with a new year upon us it’s time to clean up that rusty old 401(k) plan at your small business….right? Let’s say that you work in or own a small business, and are…
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What’s the Optimal Portfolio Rebalancing Frequency?
If you’ve read the blog for very long, you probably know that I’m a big proponent of thoughtful and customized asset allocation. The percentage of your portfolio invested in stocks, bonds, cash, and real estate…
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The Top 7 Mistakes People Make when Planning for Retirement
Hello ATC Readers! This post is to announce that I’ll be hosting a free retirement webinar in a few weeks. I’ve been getting a lot of questions recently to the effect of “what am I…
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401(k)’s, IRAs & Tax Deferred vs. Tax Exempt Investing
Should I contribute to a traditional or a Roth IRA? This is a big question I get asked fairly frequently. And really, the conversation expands beyond individual retirement accounts. The decision whether to invest on a…
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Adventures in Estate Planning: The Educational Trust Fund
Helping loved ones finance the cost of education is a wonderful & long lasting gift. But when you build this type of gift into your estate planning aspirations, the more traditional vehicles can be limiting…
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