OK – with a new year upon us it’s time to clean up that rusty old 401(k) plan at your small business….right? Let’s say that you work in or own a small business, and are…
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If you’ve read the blog for very long, you probably know that I’m a big proponent of thoughtful and customized asset allocation. The percentage of your portfolio invested in stocks, bonds, cash, and real estate…
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Hello ATC Readers! This post is to announce that I’ll be hosting a free retirement webinar in a few weeks. I’ve been getting a lot of questions recently to the effect of “what am I…
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Should I contribute to a traditional or a Roth IRA? This is a big question I get asked fairly frequently. And really, the conversation expands beyond individual retirement accounts. The decision whether to invest on a…
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Helping loved ones finance the cost of education is a wonderful & long lasting gift. But when you build this type of gift into your estate planning aspirations, the more traditional vehicles can be limiting…
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If you’re planning to retire early, you might be wondering what you’ll do for health insurance coverage. Medicare won’t kick in until you turn 65, and the rising cost of healthcare each year could translate…
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When you think about your retirement & financial independence, what keeps you up at night? Is it the possibility that a market crash depletes your nest egg? Is it inflation? What about the cost of…
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I’m guessing that over the years you’ve read at least 1000 posts, articles, and ebooks on what to do before you retire. Good retirement checklists are about a dime a dozen in the online world. …
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There’s a plethora of tax advantaged retirement accounts out there today. Enough that the acronyms and numbers can get really confusing… IRA 401k 403b 457 Profit sharing SEP IRA SIMPLE IRA Just to name a…
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You’re probably familiar with the term “required minimum distributions” (or RMDs for short). They’re the systematic withdrawals that the IRS makes you take out of an IRA after you turn 70 1/2. But what about…
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