With the election in November creeping closer, the campaign season is now in full swing. And the closer we get, the more details & campaign promises start to emerge from the candidates. Biden’s tax plan…
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Reviewing the Biden Tax Plan
Your Business is an Investment
Quick anecdote to kick off today’s post. In a small town in the midwest there are two plumbers: Jim and Jason. Both are 50 years old, and both are married with two kids who will…
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A Quick Summary of Coronavirus Related Tax Opportunities
It’s been quite a year so far. Wildfires in Australia, an impeachment trial of Donald Trump, the death of Kobe Bryant, and the Coronavirus pandemic. Oh yeah, and don’t forget that it’s an election year….
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Cash is King: Competitive Pressures in the Brokerage Industry & How to Get a Decent Yield
If you’ve been paying attention to financial headlines or the brokerage industry at all, you may know that competitive pressures have been heating up recently. Last year Charles Schwab announced it was reducing commission rates…
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A Review of the CalSavers Retirement Savings Program
If you’ve been following the California legislative process at all, or if you own a business that employs people in California, you may have heard of the CalSavers Retirement Savings Program. In 2016, Governor Jerry…
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How to Evaluate a Real Estate Investment
The concept of acquiring rental properties as a means to build passive income has become exceptionally popular recently. In fact, it’s difficult to peruse the internet for content on personal finance without bumping into videos/podcasts/blogs/courses…
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72t Distributions: The Ultimate Guide to Early Retirement
What’s the most common piece of retirement advice you’ve ever heard? I bet it has something to do with tax advantaged retirement savings. Most people are inundated with voices telling them to start saving early…
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What Everyone Ought to Know About Long Term Care Insurance
You’ve seen the stats. Long term care is expensive, and we’re all likely to need it at some point in our lives. The cost of spending time in a nursing home or assisted living facility…
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A Beginner’s Guide to Cash Balance Plans
In my financial planning practice I work with a good number of business owners who want to make aggressive contributions to their tax deferred retirement accounts. This helps put them on strong footing for retirement,…
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Should Your Portfolio Change After You Retire?
One question that’s come up several times over the last couple months centers on whether your portfolio should change after you retire. In fact, one person I’ve spoken with recently assumed that once he retired,…
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