Picture it now… You own a thriving art supply store in your home town of New Orleans. You’ve put years of your life and thousands of dollars into building the store into what it is…
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The Overwhelming Case Against Whole Life Insurance
Insurance agents love to pitch whole life insurance. This is sometimes a controversial topic, but the truth is that insurance agents make massive commissions on permanent life insurance when compared to term policies. Because of…
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The Role of Insurance in the Pursuit of Financial Independence
Executive Summary: There are many unfortunate things that can happen to us that risk our pursuit of financial independence. Some of them we can manage & control, others we can’t. For the “stuff” out there…
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What Will Healthcare Cost in Retirement?
Planning for retirement takes careful preparation and a decent idea of what your budget will be once you stop working. This can be a pretty scary process with so many unknown variables. How much will…
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Health Insurance for Retirees Under 65: How to Cope Until Medicare Kicks In
If you’re planning to retire early, you might be wondering what you’ll do for health insurance coverage. Medicare won’t kick in until you turn 65, and the rising cost of healthcare each year could translate…
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Fixed Annuity Pros and Cons: 10 Things You Need to Know
Annuities are incredibly popular instruments for retirement planning. They come in all shapes and sizes, and while having more options can be a good thing, it can also be very confusing. For that reason, fixed annuities are…
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The Ultimate 7 Step Checklist For Hiring a Financial Advisor
A few years back, I had a friend approach me at a BBQ. He had some questions about how his financial advisor was managing his accounts. Friend: “Yeah, I just don’t know if this…
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How to Analyze a Variable Annuity
Ever had a variable annuity pitched to you? Maybe you own one. They’re a popular way for many people to mix guaranteed retirement income with the growth potential of equities. But I’m guessing even if…
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What No One Is Telling You About Long Term Disability
When someone mentions the word insurance, most of us think of one of three things: Aaron Rodgers doing a discount double check The GEICO Gecko using his British accent The coverage we carry on our…
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