How to Afford Rising College Tuition Costs In general I’m a pretty big nerd when it comes to all things financial. I love a good spreadsheet, and really enjoy analyzing a solid set of statistics….
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The Overwhelming Case Against Whole Life Insurance
Insurance agents love to pitch whole life insurance. This is sometimes a controversial topic, but the truth is that insurance agents make massive commissions on permanent life insurance when compared to term policies. Because of…
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Top Strategies for Managing Incentive Stock Options
Incentive stock options, or ISOs, are a pretty common way for companies to compensate management and key employees. Otherwise known as “statutory” or “qualified” options, ISOs are a way to give management a stake in…
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ERISA Section 404(c): Another Way for Plan Sponsors to Limit Legal Risk
Sponsoring a qualified retirement plan is a pretty convenient way to defer taxes AND offer your employees a valuable benefit. It comes with some hefty responsibilities, too. Among other things, you’re obligated to act in the…
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Essential Financial Moves for New Parents
You’ve heard it before: life changes once you have kids. As the proud parent to a six month old baby boy, I can attest that the rumors are true. Having kids brings a quite a…
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Entrepreneurship as a Means to Financial Independence
Today’s post is another on the topic of financial independence. We’ve had several of these recently, but since that’s the focus of this blog I guess that’s not surprising. Rather than discuss the fundamental components of…
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How the Trump Presidency Could Affect Your Finances
Recently I’ve had a few questions from clients and readers about what they should be looking out for now that we have a new president in office. As you know, Mr. Trump has had a pretty…
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The Role of Insurance in the Pursuit of Financial Independence
Executive Summary: There are many unfortunate things that can happen to us that risk our pursuit of financial independence. Some of them we can manage & control, others we can’t. For the “stuff” out there…
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Social Security Reform Under a Trump Presidency
With Donald Trump now in office, there are a lot of people approaching retirement who are concerned about the state of Social Security. With Mr. Trump initiating drastic reforms in other areas of the government, the…
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Saving for College: 529 Plans vs. Everything Else
If you’re a parent or a grandparent, chances are that at some point you’ve woken up in a cold sweat thinking about college tuition costs. College tuition is rising 6-7% every single year, and given…
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