Investing can take many forms, and an investment plan often changes throughout your financial journey. But one of the core principles of building a portfolio remains, regardless of your investment strategy’s time horizon, risk profile,…
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December Market Commentary: The Predictive Limits of Data
November Recap and December Outlook We’re on the home stretch of a year in which “unprecedented” doesn’t even begin to capture it. Nothing went according to plan, for anyone, from Russia’s invasion of Ukraine to…
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Understanding Supplemental Executive Retirement Plans
“Retirement is wonderful if you have two essentials — much to live on and much to live for.” As you’re climbing the corporate ladder, you’ll be contributing to an employer-sponsored retirement plan. But often, if…
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Should You Buy Your Castle, or Just Rent It?
If it’s an investing question, the usual debate goes something like this: Buying allows for capital appreciation and tax advantages, but renting is cheaper and you could be investing the extra money in the stock…
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Monetize Your Business By Adding a Cash Balance Plan
If you already have a 401(k) plan for your business, you’ve seen the benefits it can provide in tax-advantaged saving for retirement, as well as helping to retain staff with a comprehensive benefits package. But…
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Social Security Benefits Are Increasing. How Will It Affect Your Taxes?
Inflation has been hitting everyone’s wallets all year long. With the cost of everything from fuel to pasta going up, a 40-year high in the cost-of-living-adjustment (COLA) for social security sounds like a good thing….
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November Market Commentary: Powell Threads the Needle
October Recap and November Outlook Economic data showed some movements in the right directions, both up and down. The Federal Reserve responded by talking about letting the economy catch up to the rate increases already…
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Keeping Your Balance: Lowering Volatility and Managing Risk
Determining the right investment plan for you usually comes at the end of your financial planning process. After an extensive review of your current situation, assets, debt, income, and future goals, the final step is…
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Quitting Out Loud – The Early Retirement Decision
Waiting until 65 to retire isn’t as easy as it used to be – especially since, for many people, their retirement age is now closer to 67. But retiring early and successfully requires planning to…
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Inflation Has Tax Impacts, Too
Inflation has been making every area of our lives more expensive as the costs of the goods and services we use every day have skyrocketed. The Federal Reserve is attempting to lower inflation by using…
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