Episode 69: Interest Rates Are Rising....Does That Mean You Should Adjust Your Bond Allocation?

Episode #64: Where to Invest an Extra $50,000 Right Now

 
With the stock markets going straight up, equities being more expensive, and bonds offering extremely low interest rates, many people seem to be wondering what’s the best way to invest extra cash they have. In today’s episode, Grant dives into some of the best investments you can make at this point, the current status of the market, and whether it’s a good idea to invest in certain asset classes. Stay tuned until the end of the episode, where Grant talks about whether buying Bitcoin is a good idea right now.

 

Show Notes

[01:27] Current Situation – Grant reviews the current financial situation in the country.

[04:47] Emergency Funds – Before getting into investments, it’s always a better choice to make sure that your emergency fund is adequate. Grant shares his thoughts on what you should consider when assessing the strength of your emergency fund.

[09:18] Retirement and Other Savings – Grant talks about how to take advantage of retirement funds and other means of saving once you have an adequate emergency fund.

[11:35] Market Timing – Grant dives into how market timing affects the performance of your investments with data from a study conducted by the Charles Schwab Corporation.

[18:26] Human Behaviour – Financial markets are driven by human emotion and behavior, and as a result of this, it’s impossible to know what’s going to happen in advance. Grant explains how you can make better investment decisions by being mindful of this trait of the financial markets.

[21:08] Asset Allocation – How properly planned asset allocation can help you get the best returns on your investments.

[24:22] Cyptocurrency Investments – Bitcoin and other cryptocurrencies have become a hot topic in recent weeks. Grant shares his take on whether it’s a good idea to get yourself involved in cryptocurrency investments.

[27:39] Final Thoughts – Grant sums up what you should consider when deciding what to do with your extra cash.

 

Resources

Does Market Timing Work? – A study by Charles Schwab Corporation:
www.schwab.com/resource-center/insights/content/does-market-timing-work

Posted in Financial Planning, Investing, Podcast, Retirement and tagged , , .

Leave a Reply

Your email address will not be published. Required fields are marked *