There’s been more than a few news headlines recently claiming that we’re on the verge of an economic recession. For many business owners and investors the word recession is a lot like Voldemort. It’s so…
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Market Update: Q3 2019
I’ve written and published quarterly market updates religiously since launching Three Oaks Capital Management back in 2014. At first I had physical newsletters printed out on six thick pages of card stock, and mailed them…
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Value vs. Growth: Will Value Ever Come Back?
Returns from growth investing have substantially greater than those from value investing over the last decade. Looking back over the last 100 years or so, this isn’t the norm. Will value ever come back, or…
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A Review of the CalSavers Retirement Savings Program
If you’ve been following the California legislative process at all, or if you own a business that employs people in California, you may have heard of the CalSavers Retirement Savings Program. In 2016, Governor Jerry…
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A Tax Hater’s Guide to Investing: 5 Tax Free Investment Options Outside of the Roth IRA
Good investing includes minimizing taxes wherever possible. If you’ve followed me or the blog for long you’ve probably picked up on the fact that I’m a big fan of the Roth IRA for this exact…
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How to Evaluate a Real Estate Investment
The concept of acquiring rental properties as a means to build passive income has become exceptionally popular recently. In fact, it’s difficult to peruse the internet for content on personal finance without bumping into videos/podcasts/blogs/courses…
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72t Distributions: The Ultimate Guide to Early Retirement
What’s the most common piece of retirement advice you’ve ever heard? I bet it has something to do with tax advantaged retirement savings. Most people are inundated with voices telling them to start saving early…
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A Beginner’s Guide to Cash Balance Plans
In my financial planning practice I work with a good number of business owners who want to make aggressive contributions to their tax deferred retirement accounts. This helps put them on strong footing for retirement,…
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Investing In Yourself as an Entrepreneur
Many of us feel an innate need to make contributions to tax advantaged retirement plans every year. When it comes to personal finance, much of what we read, hear, and see in the media centers…
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Should Your Portfolio Change After You Retire?
One question that’s come up several times over the last couple months centers on whether your portfolio should change after you retire. In fact, one person I’ve spoken with recently assumed that once he retired,…
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