It’s no secret that most doctors graduate from medical school with mountains of student loan debt. $183,000 on average in fact, according to the AAMC. And while its easy to assume that you’ll make plenty…
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Public Service Loan Forgiveness: Everything You Need to Know About PSLF
The Public Service Loan Forgiveness (or PSLF) program forgives any of your student loans remaining after making 120 qualifying payments while working full time for a qualifying employer. While the income driven repayment options also…
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Federal Student Loan Consolidation: What It Is & When You Should Use It
Financing college and grad school these days is no small task. With tuition costs rising every single year, graduates today are exiting school with laundry lists of student loans. Each one with a different rate,…
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REPAYE: Revised Pay As You Earn Student Loan Repayment
What is REPAYE Student Loan Repayment? After making the Pay As You Earn (PAYE) student loan repayment system available to borrowers in 2012, President Obama expanded the program by enacting the Revised Pay As You Earn…
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PAYE: Pay As You Earn Student Loan Repayment
What is Pay As You Earn Student Loan Repayment? The Pay As You Earn (or PAYE) student loan repayment program was passed in December of 2012, and is President Obama’s spin on income driven repayment. Understanding…
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ICR: Income Contingent Student Loan Repayment
What is Income Contingent Student Loan Repayment? Income contingent repayment (or ICR) is the oldest of the four income driven student loan repayment options. Originally passed by Congress in 1994, ICR was the government’s first attempt…
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IBR: Income Based Student Loan Repayment
Income based student loan repayment (or IBR) is one of the four income based repayment options that the federal government offers to help borrowers reduce monthly payments on their debt. IBR is a great option…
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Adventures in Estate Planning: The Educational Trust Fund
Helping loved ones finance the cost of education is a wonderful & long lasting gift. But when you build this type of gift into your estate planning aspirations, the more traditional vehicles can be limiting…
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Health Insurance for Retirees Under 65: How to Cope Until Medicare Kicks In
If you’re planning to retire early, you might be wondering what you’ll do for health insurance coverage. Medicare won’t kick in until you turn 65, and the rising cost of healthcare each year could translate…
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Sequence of Returns: The Biggest Risk to Financial Independence & Successful Retirement
When you think about your retirement & financial independence, what keeps you up at night? Is it the possibility that a market crash depletes your nest egg? Is it inflation? What about the cost of…
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